Privacy Policy
Last Updated August 28, 2020
Kuzneski Insurance Group (“Kuzneski”) values your privacy. This Privacy Policy (“Policy”) describes Kuzneski’s policies and practices regarding its collection, use, and sharing of personal information through its website. Please read this Policy carefully to understand our policies and practices regarding your personal information and how we will treat it. By using our website, you agree to this Policy.
Information You Provide
We collect your username and password when you log in to our online client portal and we collect any information you upload or otherwise provide through our online client portal, forms, data entry fields, chatbot, and blog comments. We also collect any information you submit through the search field on our website.
Personal Information Collected by Automated Means
Kuzneski’s website collects certain personal information by automated means:
IP Addresses and Device IDs
We collect the IP addresses of the devices used to connect to our website. We also collect device IDs from smartphones and tablets that connect to our website. We use IP addresses and device IDs to determine how many unique visitors our website receives, locate the approximate geographic regions of our website visitors, and identify returning visitors.
Cookies and Web Beacons
Our website uses cookies—small text files that are stored on your computer or other device when you visit the website. Our website also uses web beacons, which are transparent pixel images that collect information about our website’s usage. We use cookies and web beacons to understand how users navigate to and through our website, analyze website traffic, and to keep track of information exported or downloaded from our website.
Most browsers will tell you how to stop accepting new cookies, how to be notified when you receive new cookies, and how to disable existing cookies. Additionally, there are third-party service providers that offer tools to allow you to opt out of web beacon data collection. If you restrict, block, or delete cookies set by our website, your experience may be impacted.
Third Party Collection
We receive aggregated statistics about our website traffic from Google Analytics and Google Tag Manager, including the resources users have accessed on our website and the length of time users have spent on specific pages. We use this information in order to monitor and improve the website’s functionality and performance. We do not control Google’s tracking technologies nor how they are used. Please visit Google’s privacy policy to understand how it collects, uses, and shares your information.
When selecting third party tools, we do not use any tools that capture or monetize personal user data that is not being explicitly used by Kuzneski to make a better user and customer experience.
Information Sharing
Kuzneski shares information collected through its website with vendors who administer technical support for Kuzneski’s website and vendors who provide marketing services for Kuzneski. These service providers are not authorized to use or disclose information received from Kuzneski except as necessary to perform services on its behalf or to comply with legal requirements.
Additionally, Kuzneski will share or disclose personal information:
- Where required to do so by law or pursuant to legal process;
- When needed in order to provide legal services to its clients;
- In response to a request from law enforcement authorities or other government officials;
- When it believes disclosure is necessary or appropriate to protect its legal interests, or to prevent physical harm or financial loss;
- In connection with an investigation of suspected or actual illegal activity;
- While negotiating or in relation to a business transaction, such as a merger, sale of assets, or bankruptcy.
Kuzneski will not otherwise sell, rent, trade, or disclose personal information submitted through its website except as described in this Policy.
Protection of Personal Information
We use commercially reasonable measures to secure your information from accidental loss and from unauthorized access, use, alteration, and disclosure. Nevertheless, transmission via the internet is not completely secure and we cannot guarantee the security of your information.
Data Retention
Kuzneski stores your personal information for as long as needed: for the purposes disclosed at the time of collection; for its business purposes; or to comply with legal obligations, resolve disputes, and enforce any agreements.
Links to Other Websites and Applications
We provide links to third-party websites and applications that enable you access additional content, to share information with your social networks, and to interact with us on platforms that we do not control.
These links are provided as a convenience and Kuzneski does not endorse any of these sites. Furthermore, Kuzneski assumes no responsibility or liability for any material that may reside in any other website accessed through Kuzneski’s website, nor does Kuzneski make any representation regarding the quality of any product, information or service contained at any such site. If you decide to access any of the third party sites linked to this site, you do this entirely at your own risk.
These third-party websites and applications may collect or share information about you, but this Policy does not apply to the practices of those websites and applications. We encourage you to review the privacy policies and settings on the websites and applications with which you interact to make sure you understand what information will be collected, used, and shared when you leave our website.
Children
Our website is not directed to children, and we do not knowingly collect personal information from children under 13. If you believe that a child under the age of 13 has given us personal information, please contact us at info@kuzneski.com.
Your California Privacy Rights
The following disclosures are made pursuant to the California Consumer Privacy Act of 2018 (“CCPA”). These disclosures supplement any privacy notices we previously or contemporaneously provided to you. The below chart reflects the categories of personal information we have collected from California consumers both online and offline during the past twelve months, the categories of sources from which the information was collected, the business or commercial purpose for which the information was collected, and the categories of third parties with whom we shared that information.
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Categories of Personal Information Collected |
Sources of Collection |
Business/Commercial Purpose for Collection |
Categories of Third Parties Receiving Personal Information |
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Personal identifiers including name, alias, signature, address, phone number, email address, social security number, driver’s license or other state identification card number, or passport number. |
Individual clients. Employers of individual clients. Third parties involved in transactions with our clients. Other individuals or third parties who communicate with us. Job applicants. Recruiters. |
To provide insurance, benefit plan, payroll, and HR services to our clients. To communicate with individuals who interact with us. To provide event registration. To conduct hiring. |
Third parties involved in transactions with our clients. Employers of our clients. Marketing providers. Criminal background check providers. |
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Education and employment information, including citizenship, educational background, current and prior employment, and results of criminal background checks. |
Individual clients. Employers of individual clients. Job applicants. Recruiters. Criminal background check providers. |
To conduct hiring. |
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Financial information including bank account numbers or other financial information. |
Individual clients. Employers of individual clients. |
To collect payment for our services. To facilitate payments or reimbursements to our clients or other parties in insurance, benefit plan, payroll, and HR transactions. |
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Internet and other network activity information including online identifiers such as an IP address or device identifier, browsing history, search history, and information about individual interactions with our website. |
Website visitors. Devices and platforms used to access our website. |
To provide information about our services online. To determine how many unique visitors our website receives, locate the approximate geographic regions of our website visitors, and identify returning visitors. To understand how users navigate to and through our website, analyze website traffic, and to keep track of information exported or downloaded from our website. |
Website analytics providers. Marketing providers. Technology support providers. |
In the past twelve months we have disclosed personal information to third parties for business or commercial purposes. The categories of personal information we have disclosed to third parties for business or commercial purposes are:
- Internet and other network activity information.
- Personal identifiers.
In the past twelve months, we have not sold personal information to third parties and have no actual knowledge of selling the personal information of minors under 16 years of age. California residents have the right to opt out of the sale of their personal information. Because we do not sell personal information, we do not offer an opt out.
Right to Know
California residents have the right to request that we disclose the categories and specific pieces of personal information we collected, used, and disclosed during the past twelve months, the categories of sources from which their personal information was collected, our business or commercial purposes for collecting their personal information, and the categories of third parties with whom we shared their personal information.
Right to Delete
California residents have the right to request deletion of the personal information we have collected from them.
Request Submission
California residents or their authorized agent can submit a request info@kuzneski.com or by calling 724-349-1919. Requesters will need to provide us with personal information for us to match with the information we have on file in order to verify their identity and residency. The personal information that we use to verify identity and residency will not be used for any other purpose. California residents have the right to not be discriminated against for exercising their rights under the CCPA. We do not discriminate against California residents who exercise their CCPA privacy rights.
Changes to This Policy
We may update this Policy to reflect changes to our information practices. If we make any material changes, we will notify you in accordance with applicable law. We encourage you to periodically review our website for the latest information on our privacy practices.
Contact Information
If you have questions or concerns about this Policy and our privacy practices, contact us at: info@kuzneski.com.