Company’s Intellectual Property Rights
The terms Kuzneski Insurance Group and all related names, logos, product and service names, designs and slogans are trademarks of Company, its affiliates, or its licensors. Company, the Company logo, and other names of Company and Company products referenced in its Services are registered trademarks or other trademarks, service marks, or trade names of Company. No license to use any of these trademarks is given. Company's trademarks may be used only with prior written permission from Company, which may be granted, withheld, or conditioned in Company’s sole discretion. All other trademarks or trade names referenced in the Services are the property of their respective owners.
Company hereby grants you non-exclusive, non-transferable, limited permission to access and display the Services, solely for your personal, non-commercial use. This permission is conditioned on your not modifying the content displayed on the Services, your keeping intact all copyright, trademark, and other proprietary notices, and your acceptance of any terms, conditions, and notices accompanying the content or otherwise set forth in the Services. Except for the limited permission granted above with respect to your use of the Services, Company does not grant you any express or implied rights or licenses under any patents, trademarks, copyrights, or other proprietary or intellectual property rights. You may not mirror any of the content from the Services on another website or in any other media.
Notwithstanding the foregoing, any materials that are made available for downloading, access, or other use from the Services with their own license terms, conditions, and notices will be governed by such terms, conditions, and notices. In any copying, redistribution, or publication of copyrighted material, any changes to or deletion of author attribution or copyright notice are prohibited. You assume all risks regarding the determination of whether any content is the subject of copyright, is in the public domain, or is otherwise subject to limitations by contract or law. Any rights not expressly granted herein are reserved.
Material You Submit
Company does not solicit confidential or proprietary information from you through our Services. Please note that any information or material sent to Company will be deemed NOT confidential. By sending Company any information or material, you grant Company an unrestricted, irrevocable, royalty-free, perpetual license to sublicense, copy, reproduce, publish, upload, post, transmit, distribute, publicly display, perform, modify, create derivative works from, and otherwise freely use the material or information anywhere in the world in any media. You also agree that Company is free to use any ideas, concepts, know-how, or techniques that you send us for any purpose.
You acknowledge that you are responsible for any material you may submit via the Services, including the legality, reliability, appropriateness, originality, and copyright of any such material. You may not upload to, distribute, or otherwise publish through the Services any content that (i) is confidential, proprietary, false, fraudulent, libelous, defamatory, obscene, threatening, invasive of privacy or publicity rights, infringing on intellectual property rights, abusive, illegal, or otherwise objectionable; (ii) may constitute or encourage a criminal offense, violate the rights of any party or otherwise give rise to liability, or violate any law; or (iii) may contain software viruses, political campaigning, chain letters, mass mailings, or any form of “spam.” You may not use a false email address or other identifying information, impersonate any person or entity, or otherwise mislead as to the origin of any content. You may not upload commercial content through the Services.
Accounts and Passwords
In order to access certain features of the Services, you must provide certain registration details or other information. It is a condition of your use of the Services that all the information you provide is correct, current, and complete. If you elect not to provide such information, you may not be able to access certain content or participate in certain features of the Services.
Where we have provided you with a username and password (“User Credentials”), you may not share, transfer, lease, assign, or sublicense those User Credentials without Company’s prior written consent. You are entirely responsible for any and all activities that occur within your account, and it is entirely your responsibility to maintain the confidentiality of your User Credentials. You agree to notify Company immediately of any unauthorized use of your account and to notify Company of the need to terminate the account of any formerly authorized user of your account, such as former employees. You further agree not to email, post, or otherwise disseminate any User Credentials, or other information that provides you access to the Services. Company is not liable for any loss that you may incur as a result of someone else using your User Credentials, either with or without your knowledge.
Information Company publishes on the Services may contain references or cross references to Company products, programs, and services that are not announced or available in your country. Such references do not imply that Company intends to announce or make available such products, programs, or services in your country. Please consult your local Company business contact for information regarding the products, programs, and services that may be available to you.
Company makes no representation that materials and information in the Services are appropriate or available for use in all locations, and access to the Services from territories where their content is illegal is prohibited. Those who choose to access the Services from other locations do so on their own initiative and are responsible for compliance with applicable local laws. You may not use or export the materials or information posted on the Services in violation of U.S. export laws and regulations.
- Your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials.
- You may store files that are automatically cached by your browser for display enhancement purposes.
- You may print or download one copy of the Services for your own personal, non-commercial use and not for further reproduction, publication, or distribution.
- If we provide mobile applications for download, you may download a single copy to your mobile device solely for your own personal, non-commercial use, provided you agree to be bound by any applicable end user license agreement for such applications.
You agree not to use the Services:
- In any way that violates any applicable federal, state, local or international law or regulation (including, without limitation, any laws regarding the export of data or software to and from the U.S. or other countries).
- To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Services, or which, as determined by us, may harm Company or users of the Services or expose them to liability.
- In any manner that could disable, overburden, damage, or impair the Services or interfere with any other party’s use of the Services, including their ability to engage in real time activities through the Services.
- With any robot, spider, or other automatic device, process, or means to access the Services for any purpose, including monitoring or copying any of the material on the Services.
- To introduce any viruses, trojan horses, worms, logic bombs, or other material which is malicious or technologically harmful.
- To resell, display, distribute, sublicense access to (whether or not any of such act are for commercial gain or advantage), or take any commercial actions with any content on the Services.
- To attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Services, the servers on which the Services are stored, or any server, computer, or database connected to the Services.
- To otherwise attempt to interfere with the proper working of the Services.
The Services may provide links or references to non-Company websites and resources. Company makes no representations, warranties, or other commitments whatsoever about any non-Company websites or third-party resources that may be referenced, accessible from, or linked to the Services. A link to a non-Company website does not mean that Company endorses the content or use of such website or its owner. In addition, Company is not a party to or responsible for any transactions you may enter into with third parties, even if you learn of such parties (or use a link to such parties) from the Services. Accordingly, you acknowledge and agree that Company is not responsible for the availability of such external websites or resources, and is not responsible or liable for any content, services, products, or other materials on or available from those websites or resources.
Linking to the Services
You may link to Company’s homepage, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it. You may not establish a link in such a way as to suggest any form of association, approval, or endorsement on our part without our express written consent. Subject to the foregoing, you must not:
- Establish a link from any website that is not owned or controlled by you.
- Cause the Services or portions of them to be displayed, or appear to be displayed by, for example, framing, deep linking, or in-line linking, on any other website.
- Link to any part of the Services other than the Website homepage.
You agree to cooperate with us in causing any unauthorized framing or linking immediately to cease. We reserve the right to withdraw linking permission without notice.
USE OF THE SERVICES IS AT YOUR SOLE RISK. THE SERVICES AND ALL MATERIALS, INFORMATION, PRODUCTS, SOFTWARE, PROGRAMS, AND SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITH NO WARRANTIES OR GUARANTEES WHATSOEVER. COMPANY EXPRESSLY DISCLAIMS TO THE FULLEST EXTENT PERMITTED BY LAW ALL EXPRESS, IMPLIED, STATUTORY, AND OTHER WARRANTIES, GUARANTEES, OR REPRESENTATIONS, INCLUDING, WITHOUT LIMITATION, THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT OF PROPRIETARY AND INTELLECTUAL PROPERTY RIGHTS. WITHOUT LIMITATION, COMPANY MAKES NO WARRANTY OR GUARANTEE THAT THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE.
YOU UNDERSTAND AND AGREE THAT IF YOU DOWNLOAD OR OTHERWISE OBTAIN MATERIALS, INFORMATION, PRODUCTS, SOFTWARE, PROGRAMS, OR SERVICES, YOU DO SO AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGES THAT MAY RESULT, INCLUDING LOSS OF DATA OR DAMAGE TO ANY DEVICE USED TO ACCESS OUR SERVICES.
Limitation of Liability
YOU ACKNOWLEDGE AND AGREE THAT YOU ASSUME FULL RESPONSIBILITY FOR YOUR USE OF THE SERVICES. YOU ACKNOWLEDGE AND AGREE THAT ANY INFORMATION YOU SEND OR RECEIVE DURING YOUR USE OF THE SERVICES MAY NOT BE SECURE AND MAY BE INTERCEPTED BY UNAUTHORIZED PARTIES. YOU ACKNOWLEDGE AND AGREE THAT YOUR USE OF THE SERVICES IS AT YOUR OWN RISK AND THAT THE SERVICES ARE MADE AVAILABLE TO YOU AT NO CHARGE. RECOGNIZING SUCH, YOU ACKNOWLEDGE AND AGREE THAT, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, NEITHER COMPANY NOR ITS AFFILIATES, SUPPLIERS, OR THIRD PARTY CONTENT PROVIDERS WILL BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, EXEMPLARY, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR OTHER DAMAGES ARISING OUT OF OR IN ANY WAY RELATED TO THE SERVICES, OR ANY OTHER WEBSITE YOU ACCESS THROUGH A LINK FROM THE SERVICES OR FROM ANY ACTIONS WE TAKE OR FAIL TO TAKE AS A RESULT OF COMMUNICATIONS YOU SEND TO US, OR THE DELAY OR INABILITY TO USE THE SERVICES, OR FOR ANY INFORMATION, PRODUCTS OR SERVICES ADVERTISED IN OR OBTAINED THROUGH THE SERVICES, COMPANY’S REMOVAL OR DELETION OF ANY MATERIALS SUBMITTED OR POSTED ON THE SERVICES, OR OTHERWISE ARISING OUT OF THE USE OF THE SERVICES, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE, EVEN IF COMPANY, ITS AFFILIATES, OR ANY OF ITS SUPPLIERS HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THIS DISCLAIMER APPLIES, WITHOUT LIMITATION, TO ANY DAMAGES OR INJURY ARISING FROM ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECTS, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUSES, FILE CORRUPTION, COMMUNICATION-LINE FAILURE, NETWORK OR SYSTEM OUTAGE, YOUR LOSS OF PROFITS, OR THEFT, DESTRUCTION, UNAUTHORIZED ACCESS TO, ALTERATION OF, LOSS, OR USE OF ANY RECORD OR DATA, AND ANY OTHER TANGIBLE OR INTANGIBLE LOSS. YOU SPECIFICALLY ACKNOWLEDGE AND AGREE THAT NEITHER COMPANY, ITS AFFILIATES, SUPPLIERS, OR THIRD PARTY CONTENT PROVIDERS SHALL BE LIABLE FOR ANY DEFAMATORY, OFFENSIVE, OR ILLEGAL CONDUCT OF ANY USER OF THE SERVICES. YOUR SOLE AND EXCLUSIVE REMEDY FOR ANY OF THE ABOVE CLAIMS OR ANY DISPUTE WITH COMPANY IS TO DISCONTINUE YOUR USE OF THE SERVICES.
Governing Law and Jurisdiction
Limitation on Time to File Claims
ANY CAUSE OF ACTION OR CLAIM YOU MAY HAVE ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES, OTHERWISE, SUCH CAUSE OF ACTION OR CLAIM IS PERMANENTLY BARRED.
Severability and Waiver
All feedback, comments, requests for technical support and other communications relating to the Services should be directed to: 724-349-1919.