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Individual Open Enrollment is Quickly Approaching

If you are one of the many people who obtained health insurance through the Federally-Facilitated Marketplace (FFM) in 2014 – this is for you.  The Centers for Medicare & Medicaid Services (CMS), which is the governmental body that controls,  recently announced a plan to allow those with insurance through the individual Marketplace to auto-renew in their current plan.

I’m certain that more details will roll out, but here is what we know for now.  All individual participants will receive a letter prior to renewal from both the Marketplace and the insurance company.  This letter will alert you of your current plan and pricing, as well as your renewal pricing and any credits that you may qualify for.  At this point it is highly encouraged that you log into your account on to review and update your information.  Any change in status, such as marriage, divorce, birth of a child, and change of income will need to be adjusted through this account in order for your premium to be adjusted.

While the process may seem fairly straight forward, it is heavily dependent on the website working seamlessly, without glitches, which was far from the case last year.  Luckily for you, you happen to know a hard working, dedicated firm that will help you to tackle (it’s football season!) any obstacles that present themselves.  Contact us – we can help!

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